Marketplace Payment Processing Solutions for New York Businesses

Name: Marketplaces
Brand: E-Complish
Rating: 5 (18 reviews)

New York marketplace platforms need payment processing that handles complex multi-party transactions while keeping vendors happy and customers converting. E-Complish’s marketplace payment solutions manage splits, payouts, and fraud protection so you can focus on growing your platform — not wrestling with payment infrastructure.

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Powering New York Marketplace Payments for 25 Years

Managing a marketplace means juggling payments between buyers, sellers, and your platform, all while processing transactions securely and keeping everyone paid on time. Traditional payment gateways weren’t built for this complexity, leaving you to manually calculate splits, delay vendor payouts, and limit your acceptable payment methods.

E-Complish’s marketplace payment platform solves these challenges with technology built specifically for multi-party transactions. Our system automatically splits payments according to your commission structure, delivers instant payouts to vendors, and accepts every payment method your customers want to use.

For 25 years, we’ve helped New York marketplaces, from Brooklyn tech platforms to Manhattan service networks, streamline their payment operations and scale without hitting infrastructure limits. At E-Complish, here’s what our integrated marketplace solutions deliver:

Automated Split Payments That Save Time

Stop manually calculating commissions and vendor splits. Our platform automatically routes funds to the right parties based on your business rules, eliminating errors and freeing your team from hours of reconciliation work. Marketplaces reduce payment processing time by 62% with our automated multi-party distribution.

Instant Payouts That Keep Vendors Happy

Vendors don’t want to wait 3-5 business days for their money. Push2Card delivers payouts to any U.S. debit card in real-time, improving vendor satisfaction and reducing support inquiries about payment timing by 45%.

Multiple Payment Methods That Boost Conversions

Accept a range of payment methods, including credit and debit cards, bank account payments, Apple Pay, Google Pay, and alternative payment methods. When customers can pay their preferred way, your marketplace converts more sales — marketplaces see conversion increases of 28% when offering diverse payment options.

Reduced Processing Costs

ACH transactions at 10¢ each dramatically lower payment processing expenses compared to traditional card processing — up to 75% savings for high-value transactions common in B2B marketplaces.

Fraud Protection Built-In

Advanced fraud prevention monitors transactions in real-time, using machine learning to identify suspicious patterns while minimizing false positives. Our systems reduce fraudulent transactions by 68% without impacting legitimate customer experiences.

Scalable Infrastructure for Growth

Our payment platform is designed to handle growing transaction volume without performance degradation. Add unlimited vendors, expand into new markets, and process 40% more transactions as you scale, all without system constraints or slowdowns.

More About E-Complish

Transform Your Marketplace Payment Operations

Stop losing vendors to competitors with faster payouts and customers to limited payment options. E-Complish is proud to deliver the payment infrastructure New York marketplaces need to compete and scale.

Get a Demo

Transform Your Marketplace Payment Operations

Our Integrated Marketplace Payment Processing Solutions

Accept payments from customers, split funds between vendors and your platform, and manage payouts — all through one secure system that grows alongside your marketplace operations.

Payment Acceptance Solutions

Credit & Debit Card Processing

Process Visa, Mastercard, American Express, and Discover with real-time authorization and automated reconciliation. Our payment gateway integrates directly into your marketplace, providing a seamless checkout experience without redirecting customers to external pages.

ACH Payment Processing

Let customers pay directly from their bank accounts with secure ACH transfers. At 10¢ per transaction, ACH processing dramatically reduces transaction fees compared to card payments — especially valuable for high-ticket marketplace transactions.

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E-Wallets

Accept Apple Pay, Google Pay, Samsung Pay, PayPal, and Venmo — the digital wallets your customers already use daily. Mobile shoppers convert faster when they can complete purchases with a single tap.

E-Cash

Expand your customer base to include unbanked and underbanked populations. E-Cash lets customers pay in cash at participating retail locations, opening your marketplace to demographics other platforms miss.

Payment Channels

Recurring Payments

Automate subscription billing for marketplace membership fees, vendor commissions, or customer subscriptions. RecurPay handles billing cycles, retry logic for failed payments, and card expiration alerts.

Pay-by-Text Payments

Customers can complete transactions via text message using securely stored payment information. Perfect for repeat purchases, quick reorders, and time-sensitive marketplace transactions that must happen fast.

Online Invoice Payment

Send payment requests through email or text with one-click payment links. Vendors can invoice customers directly through your platform, accelerating collection time and reducing friction in service-based marketplaces.

Mobile Payments

Process secure transactions from any mobile device, with support for multiple currencies and local payment methods. As mobile commerce grows, your marketplace stays ahead with optimized mobile payment flows.

Unique Solutions

DevConnect Payment API

Build payment processing directly into your marketplace platform using our robust API. Maintain complete control over user experience and workflows while leveraging our payment infrastructure for authorization, settlement, and compliance.

Instant Debit Card Funding

Transform vendor satisfaction with real-time payouts via Push2Card. Instead of waiting days for bank transfers, vendors receive funds in seconds, providing a competitive advantage that helps you attract and retain top sellers.

Electronic Signature

Streamline vendor onboarding with integrated e-signature capabilities. It’s seamless to collect legally binding agreements and payment information simultaneously, reducing friction and accelerating time-to-first-sale for new vendors.

Electronic Bill Presentment and Payment

Send digital invoices and collect payments in one integrated flow. Reduce paper costs, speed up collections, and provide vendors with automated billing tools that improve their cash flow.

Chargeback Management

Protect marketplace revenue with our dispute resolution system that achieves 90% recovery success rates. We handle evidence collection, documentation, and deadline management so chargebacks don't drain your resources.

View All the Solutions

See Our Client Reviews

5.0

E-Complish provided a secure and reliable payment processor that was easy to set up and use. The customer service was top-notch, and they were always available to answer any questions I had.

Client Reviews

5.0

I've been using the payment processing solution from E-complish for a few months now, and I have to say they have been an absolute pleasure to do business with. I feel very comfortable knowing my customers' sensitive data is safe and secure.

Client Reviews

5.0

As a small business owner, I appreciate the convenience of their intuitive payment processing solution and their competitive pricing. Highly recommended.

Client Reviews

5.0

Very appreciative of the good support I received I specifically want to thank Matt, Bill, and Stephen

Alec K.

Waste Management Industry, Pasco, WA

5.0

The E-Complish team helped us decrease our delinquencies by 15% and increased our online payments by 80%!! I cannot say enough about how this team works with us to analyze the problem and provide a solution. Not once did they try to upset us on a product that we did not need. I consider E-Complish a partner and consultant, not just a vendor.

Angie S.

Major Auto Finance Company (1500 Branches), South Carolina

5.0

You guys continue to be one of the best vendors I work with. Keep it up, since you set the bar high, I have come to expect it going forward! Thanks for your support.

Bennett L.

Auto Finance Industry, Evanston, IL

5.0

Wow – Just Super and Thanks! Can’t tell you all how much I really appreciate your staff is always looking into stuff so quickly… I wish all of my vendors were as responsive as you all have always been!

Brittany Johnson | Accounting Director

OnePoint Technologies, Inc., Woodstock Georgia Area

5.0

The support team is always making sure our needs are met.

Crystal M.

County Supervisor, West Virginia County Water & Sewer Utility

5.0

Jason is awesome as usual and pulled through for us with never a complaint. If only he could be cloned…then the world of IT would be in a much better place.

D’Anne K.

City Utility Services, Boulder, CO

5.0

E-Complish set the standard for what U.S. Auto Credit expects of its vendors. E-Complish has brought together a group of professionals that have created a partnership with U.S. Auto Credit, and provide a level of support one expects of full-time hires. Their knowledge of collection practices, card processing and software development has furthered our collection activities, while promoting profitability and decreasing collectors’ talk time. I am a self-professed fan of E-Complish, and I would not hesitate recommending E-Complish for any job they solicit. Greg hired E-Complish as an Online Payment Processor in 2009 and hired E-Complish more than once Top qualities: Great Results, Expert, High Integrity

Greg Gaines | eCommerce Director

U.S. Auto Credit, Jacksonville, Florida Area

5.0

E-Complish has provided SMECO with outstanding payment processing services over the years. The pay-by-phone and electronic bill payment services that they provide are best-in-class, and extremely cost effective. The E-Complish team are extremely customer focused, flexible, and have successfully implemented payment processing solutions for us under very aggressive timelines. They are truly a valued service provider for our organization, and I highly recommend their solutions.” Joe hired E-Complish as an Automated Payment Services in 1999 and hired E-Complish more than once Top qualities: Great Results, Expert, Good Value

Joe Trentacosta | SVP & CIO

Southern Maryland Electric Cooperative, Inc., Washington D.C. Metro Area

5.0

Your company came up in a discussion here the other day. They were discussing different E-Complish APIs than E-Complish offers. I told them to be nice to you because your group always does an excellent job for us. One of the other people in the discussion agreed. He said something along the lines of wanting to kick most vendors but he was very positive about working with E-Complish. Thanks, all. You are appreciated!

Kim R.

RTO Software Provider, Kansas City, MO

5.0

The guys always come through. I never worry when sending a question or issue because I know it will be resolved.

Kim R.

Rent-To-Own Chain (5,500 stores), National and Canada

5.0

Everyone is impressed with the IVR and webpage, very excited we partnered with you guys for this, already have the wheels turning on more we can do in the future.

Robert F.

Financial Services, Tampa, Florida

5.0

Since bringing E-Complish into the fold as our overall payment processor we have experienced little to no problems with processing while reducing our cost by over 30%. They are quick to respond to any question or problem that we have and do a great job of keeping informed as to the ever changing world of electronic payments. I would highly recommend E-Complish as a payment processor as they will streamline your processes and take many of the headaches out this necessary business application. I checked off the three attributes but could easily make a case that our relationship with E-Complish has been personable, they have vast expertise in this area, they produce the files in a timely manner every time, and they also operate with the highest amount of integrity. I don’t give recommendations lightly as a matter of business practice but this is one I have no problem giving. These guys do a great job! Ronald hired E-Complish as a Payment Processor in 1999 Top qualities: Great Results, Good Value, Creative

Ronald Kline | Accounting Director

SMECO, Washington D.C. Metro Area

5.0

I always enjoy working with your team – the IVR enhancement effort could not have gone anymore smoothly! Your teams’ willingness to implement changes -and make insightful recommendations (to said changes) – were greatly appreciated!

Susan Norris

SMECO, Energy Provider

5.0

E-Complish is a proficient, detail oriented, personable and knowledgeable payment partner that helped us setup and streamline our on-line payment processes. E-Complish is always very prompt in responding to our inquiries and we appreciate the relationship we have developed with the E-Complish team! Thomas hired E-Complish as a ON LINE PAYMENT PROCESSOR in 2007 Top qualities: Great Results, Personable, Expert.

Thomas Oberwetter | Attorney

Paskin & Oberwetter Law Office Ltd, Madison, Wisconsin Area

5.0

Jason was terrific. He responded immediately to my ticket and quickly fixed the problem. Thanks!

Weygandt, B.

City Government, Colorado Utility Services

Get the Marketplace Payment Processing You Need

Your New York marketplace needs payment infrastructure that keeps pace with your growth ambitions. Join platforms that have revolutionized their payment operations with E-Complish’s multi-party processing, instant vendor payouts, and seamless customer experiences across all payment channels.

Request a Demo

Get the Marketplace Payment Processing You Need

Frequently Asked Questions

How does split payment technology work for marketplace transactions?

Our system automatically divides transaction amounts according to your commission structure. You define the rules, including percentage splits, flat fees, tiered commissions, and the platform handles all calculations and routing. Funds go directly to vendor accounts, while your commission stays with your business.

Can my marketplace accept payments globally?

Yes, absolutely. We process global payments across regions worldwide and support multiple currencies, enabling you to accept payments from international customers while paying vendors in their local currency. This reduces friction for cross-border marketplace transactions.

What’s the pricing structure for marketplace payment processing?

We use transparent transaction-based pricing with no setup fees or monthly fees. ACH transfers cost 10¢ per transaction. Card processing rates vary by volume but stay competitive with no hidden costs — you only pay when you process payments.

How quickly do vendors receive their payouts?

You control payout timing, so you can choose instant payouts via Push2Card for real-time delivery to debit cards, or schedule automated ACH transfers daily, weekly, or monthly. It’s easy for vendors to track payout status through their dashboard.

Does your platform handle chargebacks and disputes?

Our chargeback management system handles all aspects of dispute resolution. We collect evidence, submit documentation, and track deadlines while achieving 90% success rates in recovering disputed funds. To ensure you’re updated, you receive alerts and can monitor dispute status through reporting tools.

Can I integrate your payment processing with my existing marketplace platform?

Absolutely. Our DevConnect API enables custom integration with your marketplace software. We also offer pre-built connections to popular e-commerce platforms. We complete most integrations within 2-4 weeks, depending on complexity.

How do you prevent fraud across multi-party marketplace transactions?

We employ advanced fraud prevention using machine learning algorithms that analyze transaction patterns, two-factor authentication, address verification, velocity checks, and device fingerprinting. These methods protect your marketplace, vendors, and customers while minimizing false positives.