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Debit & Credit Card Processing Services for Merchants

Customers expect businesses to accommodate debit and credit card payments and to deliver a simple, seamless, instant, and secure experience. Our merchant services include a credit card merchant account that empowers straightforward debit and credit card processing.

We Are Your Trusted Debit and Credit Card Processor

Your customers want flexibility, convenience, and ease. In other words, they want to pay by credit card and your business will need a merchant account for credit card processing on the back end.

At E-Complish, we understand the importance of staying competitive and keeping customers satisfied. Our one-stop, centralized credit card merchant services are designed to meet all your business needs. We offer cost-effective, easily configurable, and scalable solutions to help you manage payment processing.

As one of the top debit and credit card payment processors, E-Complish provides a merchant account for credit card processing that includes robust payment initiation, payment execution, reconciliation, and reporting capabilities.

Calculate Your True Processing Rate

We pride ourselves on offering payment solutions that go beyond the surface. We delve deep into the intricacies of your processing costs, meticulously calculating the true rate by factoring in interchange, markups, and any monthly fees involved. With the aid of our advanced calculator and analysis of your past statements, we determine your effective rate, leaving no hidden surprises. Our dedication to transparency ensures that you enjoy a full-service, convenient payments experience, where you know precisely what you’re paying for at every step of the way.

Processing Rate Calculator


Your Effective Credit Card Processing Rate:

Streamline Your Payments with Our Credit and Debit Card Processing

Get a streamlined and simplified system of credit card processing for merchants on a flexible, end-to-end platform. We ensure the highest levels of security, availability, and innovation.
Streamline Your Payments with Our Credit and Debit Card Processing

Our Credit Card and Debit Card Processing Features & Benefits

Our turnkey merchant account for credit card processing eliminates payment acceptance stress, so you can work on growing your business.

  • VirtualPay: Simultaneously manage thousands of online transactions and monitor PCI compliance with a virtual terminal for payment management.
  • HostPay: A customer payment portal that links to your website with customization options to match your website’s unique design.
  • DirectPay: Use an IVR system to complete payment transactions via phone on behalf of your business so you can focus on more important things
  • Debit card funding: Our VirtualPay platform allows the disbursement of funds to any debit card account at any U.S. financial institution.
  • E-billing & payment: Immediately reduce costs associ
Our Credit Card and Debit Card Processing Features & Benefits
Our Clients’ Reviews

Our Clients’ Reviews

The E-Complish team helped us decrease our delinquencies by 15% and increased our online payments by 80%!! I cannot say enough about how this team works with us to analyze the problem and provide a solution. Not once did they try to upset us on a product that we did not need. I consider E-Complish a partner and consultant, not just a vendor.
Angie S.
Major Auto Finance Company (1500 Branches), South Carolina
Everyone is impressed with the IVR and webpage, very excited we partnered with you guys for this, already have the wheels turning on more we can do in the future.
Robert F.
Financial Services, Tampa, Florida
I always enjoy working with your team – the IVR enhancement effort could not have gone anymore smoothly! Your teams’ willingness to implement changes -and make insightful recommendations (to said changes) – were greatly appreciated!
Susan Norris
SMECO, Energy Provider

Revolutionize Your Payment Process with Our Credit and Debit Card Processing Solution

With E-Complish’s merchant services, you can accept credit and debit card payments quickly and securely, and your customers will enjoy the convenience. Plus, you’ll benefit from our competitive rates and customer support.
Recurring Payments

Frequently Asked Questions

What is debit card processing?

Debit card-only processing is a back-end system that allows customers to pay for goods and services using their debit cards. The explosion of eCommerce and mobile commerce has produced an increased demand for these types of transactions. It is typically used for online payments, in-store purchases, and automated payments like recurring billing and direct debit. The merchant initiates the transaction, and the customer’s bank account is debited for the purchase amount. This payment method is PCI-compliant, quick, and convenient. Debit card processing services allow merchants to increase revenue and decrease fees that traditional credit card processing would incur.

How long does it take to onboard your debit card solution?

Our application process is quick and easy and can typically be completed within a few business days. Once your account is set up, you can start processing credit and debit card payments immediately.

What fees do you charge for debit card processing?

Our fees vary depending on your business size and the volume of transactions you process. We offer competitive rates and strive to be transparent about our pricing.

How secure is your credit and debit card processing platform?

We take security very seriously and use the latest encryption and tokenization technologies to protect your customers' data. Our credit and debit card online payment processing platform is fully compliant with industry standards and regulations.

How do you ensure the security of credit card payments with your solutions?

As trusted credit card processing providers, we make sure that all credit card payments are secure by offering a payment processing solution that meets industry standards for security, that is, Payment Card Industry Data Security Standards (PCI-DSS), which uses encryption and other security measures to protect customer data.

How long does it take for a credit card payment to be processed?

Typically, transactions are processed within just a few seconds!

What types of credit cards can be accepted with your credit card payment processing solutions?

Most credit card payment processing solutions accept various credit cards, including Visa, Mastercard, American Express, and Discover.

Can you customize your credit card payment processing solution to fit our specific needs?

Yes, we offer customization options, such as branding, payment options, and integrations with other business software.