Streamlined Automotive Payment Processing Solutions for Modern Dealerships

Name: How to Explain a Bill to a Customer
Brand: E-Complish
Rating: 5 (18 reviews)

90% of car buyers expect digital payments — are you keeping up?

Don’t lose sales to outdated systems. E-Complish’s secure automotive payment processing solutions deliver seamless payments, happier customers, and faster revenue.

Get a Demo

Drive Your Dealership Forward: Payment Technology That Grows with You

Despite this trend, many dealerships struggle with fragmented payment systems. Complex financing processes and managing high-value transactions create obstacles. Warranty claims and service payments present additional challenges. These issues slow operations and frustrate customers.

E-Complish delivers a modern automotive payment processing solution. Our platform streamlines every payment scenario, from vehicle purchases to warranty and service payments. We integrate all payment methods, automate workflows, and ensure robust security.

Dealerships that choose E-Complish accelerate growth while enhancing operational efficiency. Your team can deliver seamless, customer-centric experiences that drive loyalty and revenue.

Process Transactions Fast

Stop waiting days for funds. E-Complish delivers transactions at breathtaking speed with same-day settlements. Your team spends minutes, not hours, on reconciliation, giving you more time to connect with customers.

Increase Revenue

Want to grow revenue by 15%? Our recurring payment solutions make financing packages more appealing with flexible payment options. Turn service contracts and protection plans into hassle-free revenue streams with automated billing that customers prefer.

Let Customers Pay Their Way

Give customers payment options they want. From text messages and mobile apps to online portals, E-Complish lets car buyers pay however they prefer. Fact: 87% of satisfied customers return to the same dealership.

Protection Against Fraud and Chargebacks

Stop chargebacks from stealing your profits. E-Complish’s PCI DSS compliant system uses real-time verification and secure tokenization to protect high-value sales and recurring service payments. Your recovery rates improve without any extra effort.

Streamline F&I Processes

Cut transaction times by 60% with legally binding e-signatures. Digital payment workflows streamline the entire financing process, eliminating paperwork bottlenecks and manual tasks. Close every deal quicker.

Grow Big Without Growing Pains

E-complish scales with your business. Our automotive merchant services have processed over $2 trillion! Our infrastructure and personal support, you can handle your automotive enterprise’s payment demands.

Rev Up Your Payments: Faster Deals, Happier Customers

Freedom to grow without payment chaos! E-complish’s integrated automotive payment processing eliminates financial bottlenecks and delights customers with modern options. Watch your dealership thrive as transactions flow effortlessly across all departments.

Get a Demo Today

Rev Up Your Payments: Faster Deals, Happier Customers

Our Automotive Payment Processing Solutions

Payment Acceptance Solutions

Debit & Credit Card Processing

Accept all major credit and debit cards wherever your customers want to pay: service lane, showroom, or parts counter. Our dealer merchant services built-in fraud protection keeps customer data safe and reduces declines.

ACH Payment Processing

Convert more service contracts with hassle-free ACH payments. Reduce transaction fees on high-ticket sales and eliminate bounced checks. Keep cash flowing predictably across all departments with automated billing that customers appreciate and your finance team loves.

Cropped,Image,Of,Smart,Man's,Hands,Holding,A,Smartphone,And

E-Wallet

Give car buyers and service clients the convenience of Apple Pay, Google Pay, and PayPal payments directly from their devices. Boost service lane throughput and parts counter sales with tap-to-pay simplicity.

Automotive Payment Channels

Customer Payment Portal

Revolutionize your repair order completion with HostPay's digital checkout experience. Customers approve and pay for services right from their phones, eliminating waiting line bottlenecks.

IVR Payment System

Our customer payment portal is completely customizable to match your dealership's branding, creating a seamless experience from your website to checkout. HostPay integrates effortlessly with your DMS and CRM systems, providing flexible automotive payment processing services for both sales and service departments.

Recurring Payments

Want predictable cash flow from service contracts and lease payments? With RecurPay by E-Complish, your dealership can process recurring credit card payments automatically and securely.

Text/SMS Payments

Make service payments frictionless for your dealership and customers with Text2Pay. Send repair approvals, maintenance reminders, and secure payment links via SMS.

Advanced Automotive Solutions

E-Signature

Transform paperwork into peace of mind with our secure E-signature solution. Let customers sign anywhere, close deals faster, and get cars on the road while saying goodbye to printing delays and storage headaches.

Chargeback Management

Protect your dealership's cash flow when payment disputes arise. Our expert team resolves 90% of chargebacks in your favor using securely stored authorization records, safeguarding your bottom line.

DevConnect Payment API

Our single API seamlessly connects your DMS and CRM systems with our payment processing tools. Perfect for multi-rooftop dealerships needing consolidated payment solutions.

Clients Reviews

5.0

E-Complish provided a secure and reliable payment processor that was easy to set up and use. The customer service was top-notch, and they were always available to answer any questions I had.

Client Reviews

5.0

I've been using the payment processing solution from E-complish for a few months now, and I have to say they have been an absolute pleasure to do business with. I feel very comfortable knowing my customers' sensitive data is safe and secure.

Client Reviews

5.0

As a small business owner, I appreciate the convenience of their intuitive payment processing solution and their competitive pricing. Highly recommended.

Client Reviews

5.0

Very appreciative of the good support I received I specifically want to thank Matt, Bill, and Stephen

Alec K.

Waste Management Industry, Pasco, WA

5.0

The E-Complish team helped us decrease our delinquencies by 15% and increased our online payments by 80%!! I cannot say enough about how this team works with us to analyze the problem and provide a solution. Not once did they try to upset us on a product that we did not need. I consider E-Complish a partner and consultant, not just a vendor.

Angie S.

Major Auto Finance Company (1500 Branches), South Carolina

5.0

You guys continue to be one of the best vendors I work with. Keep it up, since you set the bar high, I have come to expect it going forward! Thanks for your support.

Bennett L.

Auto Finance Industry, Evanston, IL

5.0

Wow – Just Super and Thanks! Can’t tell you all how much I really appreciate your staff is always looking into stuff so quickly… I wish all of my vendors were as responsive as you all have always been!

Brittany Johnson | Accounting Director

OnePoint Technologies, Inc., Woodstock Georgia Area

5.0

The support team is always making sure our needs are met.

Crystal M.

County Supervisor, West Virginia County Water & Sewer Utility

5.0

Jason is awesome as usual and pulled through for us with never a complaint. If only he could be cloned…then the world of IT would be in a much better place.

D’Anne K.

City Utility Services, Boulder, CO

5.0

E-Complish set the standard for what U.S. Auto Credit expects of its vendors. E-Complish has brought together a group of professionals that have created a partnership with U.S. Auto Credit, and provide a level of support one expects of full-time hires. Their knowledge of collection practices, card processing and software development has furthered our collection activities, while promoting profitability and decreasing collectors’ talk time. I am a self-professed fan of E-Complish, and I would not hesitate recommending E-Complish for any job they solicit. Greg hired E-Complish as an Online Payment Processor in 2009 and hired E-Complish more than once Top qualities: Great Results, Expert, High Integrity

Greg Gaines | eCommerce Director

U.S. Auto Credit, Jacksonville, Florida Area

5.0

E-Complish has provided SMECO with outstanding payment processing services over the years. The pay-by-phone and electronic bill payment services that they provide are best-in-class, and extremely cost effective. The E-Complish team are extremely customer focused, flexible, and have successfully implemented payment processing solutions for us under very aggressive timelines. They are truly a valued service provider for our organization, and I highly recommend their solutions.” Joe hired E-Complish as an Automated Payment Services in 1999 and hired E-Complish more than once Top qualities: Great Results, Expert, Good Value

Joe Trentacosta | SVP & CIO

Southern Maryland Electric Cooperative, Inc., Washington D.C. Metro Area

5.0

Your company came up in a discussion here the other day. They were discussing different E-Complish APIs than E-Complish offers. I told them to be nice to you because your group always does an excellent job for us. One of the other people in the discussion agreed. He said something along the lines of wanting to kick most vendors but he was very positive about working with E-Complish. Thanks, all. You are appreciated!

Kim R.

RTO Software Provider, Kansas City, MO

5.0

The guys always come through. I never worry when sending a question or issue because I know it will be resolved.

Kim R.

Rent-To-Own Chain (5,500 stores), National and Canada

5.0

Everyone is impressed with the IVR and webpage, very excited we partnered with you guys for this, already have the wheels turning on more we can do in the future.

Robert F.

Financial Services, Tampa, Florida

5.0

Since bringing E-Complish into the fold as our overall payment processor we have experienced little to no problems with processing while reducing our cost by over 30%. They are quick to respond to any question or problem that we have and do a great job of keeping informed as to the ever changing world of electronic payments. I would highly recommend E-Complish as a payment processor as they will streamline your processes and take many of the headaches out this necessary business application. I checked off the three attributes but could easily make a case that our relationship with E-Complish has been personable, they have vast expertise in this area, they produce the files in a timely manner every time, and they also operate with the highest amount of integrity. I don’t give recommendations lightly as a matter of business practice but this is one I have no problem giving. These guys do a great job! Ronald hired E-Complish as a Payment Processor in 1999 Top qualities: Great Results, Good Value, Creative

Ronald Kline | Accounting Director

SMECO, Washington D.C. Metro Area

5.0

I always enjoy working with your team – the IVR enhancement effort could not have gone anymore smoothly! Your teams’ willingness to implement changes -and make insightful recommendations (to said changes) – were greatly appreciated!

Susan Norris

SMECO, Energy Provider

5.0

E-Complish is a proficient, detail oriented, personable and knowledgeable payment partner that helped us setup and streamline our on-line payment processes. E-Complish is always very prompt in responding to our inquiries and we appreciate the relationship we have developed with the E-Complish team! Thomas hired E-Complish as a ON LINE PAYMENT PROCESSOR in 2007 Top qualities: Great Results, Personable, Expert.

Thomas Oberwetter | Attorney

Paskin & Oberwetter Law Office Ltd, Madison, Wisconsin Area

5.0

Jason was terrific. He responded immediately to my ticket and quickly fixed the problem. Thanks!

Weygandt, B.

City Government, Colorado Utility Services

Shift Your Auto Business into High Gear with Modern Payment Systems!

Leading dealerships use our automotive payment processing software to close deals faster and streamline service interactions. With E-Complish’s processing solutions for car dealerships, you’ll deliver the seamless experience today’s buyers demand, turning payment frustrations into satisfied customers and higher profits.

Get a Demo Today

Shift Your Auto Business into High Gear with Modern Payment Systems!

Frequently Asked Questions

Does your payment system integrate with my Dealer Management System (DMS)?

Yes, our auto dealers' payment solutions seamlessly connect with all major DMS platforms. We synchronize customer data and transactions automatically, giving your team a smooth, unified system that eliminates double-entry hassles.

Can customers make partial payments on service work or split payments across multiple methods?

Yes! You can absolutely handle partial payments and split methods with our automotive payment processing services. Your customers can use multiple cards, combine cash with digital options, or even set up installments.

How do you handle security for high-value vehicle transactions?

We secure high-value vehicle payments with PCI DSS compliance, tokenization, and real-time fraud protection. Your dealership’s transactions stay safe — fast, verified, and protected from chargebacks.